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Clarity in Every Draw.

A credit line that keeps every draw in view.

ArspLoan places a reusable credit line within reach through one straightforward application and a quick decision flow.

Approved funds remain available when needed, while every charge is displayed before you confirm.

Follow the credit journey →
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Credit overview
Approved credit lineINR 3,000 – INR 50,000

One clear view of the available range, active-use pricing, and repayment timing.

Daily usage rateup to 0.065%
Maximum APRup to 23.73%
Minimum Loan Term91 days
Zero cost while unusedLimit returns after repayment

Control, in six views

One segmented workspace for the full credit cycle.

Move through each view to see how ArspLoan keeps limits, access, charges, active-use interest, restoration, and protection understandable.

VIEW 01

Your Numbers, Always Live

View the approved limit, follow utilisation as it changes, and revisit billing history together inside one orderly dashboard.

VIEW 02

Credit Ready on Your Timing

Choose any portion of the limit already approved for you whenever it is required; access is immediate, without another wait or added friction.

VIEW 03

Every Cost Visible Before You Act

Rates, fees, and governing conditions are presented before confirmation, so the amount shown is the amount payable and nothing is concealed in fine print.

VIEW 04

Pay for the Days You Draw

There is no charge for simply keeping the credit line open. Interest begins only when funds are drawn and is worked out each day on the precise amount in use.

VIEW 05

Your Limit Reopens After Repayment

When the outstanding balance is cleared, the complete approved limit is restored immediately for another use, subject to the account's current standing.

VIEW 06

Always-On Data Protection

End-to-end encryption together with layered authentication protects personal and financial information continuously, keeping that information under your control.

Credit line details

Open each parameter when you need it.

The structure stays compact while the exact range, period, daily rate, and annualised ceiling remain easy to inspect.

Credit Line RangeINR 3,000 – INR 50,000

Use only the portion you need while the rest of the approved limit remains available.

Minimum Loan Term91 days

The applicable repayment schedule is presented before a draw is confirmed.

Daily Usage Rateup to 0.065% per day

Daily interest applies to the exact drawn balance that remains unpaid.

Maximum Annualized Rate (APR)up to 23.73%

Rates and conditions are visible before you proceed with a draw.

After the outstanding balance is repaid, the full approved limit becomes available again immediately, subject to the account's current standing.

Cost illustration

A calculation arranged as one readable rail.

This example is illustrative only and shows how a daily rate may accumulate through a representative usage period.

INR 10,000Amount Drawn
×
0.065%Daily Rate
×
100 daysUsage Period
=
INR 650Interest
Total RepaymentINR 10,650

Interest is calculated daily on the unpaid balance. Drawing less, repaying sooner, or making partial repayments can reduce the final cost.

Eligibility requirements

Three checks before credit access.

Select a check to focus on its requirement. Each one is reviewed before the credit line is made available.

Customer support

Help from application through repayment.

Our team can assist from the first application until the final balance is cleared. Every message reaches a person who understands the service, and replies are provided promptly.